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Comparing contents insurance

When you’re looking to buy contents insurance, you’ll probably want to compare providers. This should help you to find the best deals. But you will need to remember that it’s not just about those up-front costs. You also need to think about excess levels and the standard of cover that you’ll be receiving.

Many insurers will allow you to decide how you pay for your insurance. It’s generally cheapest if you agree to pay the full amount in one go. So you could choose to pay by debit card at the time that you take out the policy.

Alternatively, you might prefer to spread your payments out over the course of the year. If you choose to go down this route then you could choose to pay by direct debit, although this will often result in a higher overall cost.

When it comes to contents insurance, it makes sense to check everything in advance. You don’t want to be left in a situation where you’re making a claim and then finding out that something that you thought was covered simply isn’t.

Home Insurance

Our complete guide to home insurance aims to give you the lowdown on your buildings and contents insurance options. Check out the complete list of articles:

Contents insurance
Comparing contents insurance
Buildings insurance explained
Buildings insurance risks
Buildings insurance cover
Buildings insurance: rebuilding costs
Buying buildings insurance online
Buildings insurance: moving home