If you're in need of finance then a loan can be a good option in some circumstances. There are various loans available to you, from mortgages to student loans.
Although the basic principles may be similar, you need to understand exactly what you are committing to when applying for a loan.
In particular, you'll want to make sure that you can meet the repayments.
Here are some detailed articles offering information on loans:
Understanding secured loans, unsecured loans, APR and other critical information for those looking to take out a loan.
Information for students (and parents). The student loan situation can seem very complicated, but our analysis aims to look at the basics.
Debt consolidation loans
Are your credit card bills mounting up? Debt consolidation loans are one method of reducing your outgoings.
You can find more information about personal finances and obtaining finance in our comprehensive personal finance overview here at Finance Facts. We aim to provide detailed information on many aspects of individual and family finances.