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There are many mortgage options available to you in the UK and it's certain that there will be something to meet your needs. The problem that you may find, however, is that there are so many choices that making a decision on the right mortgage for you can be a difficult task.

You'll need to start by doing some investigations - take a look at some of the high street borrowers, plus a selection of online options. This initial investigative work may seem tedious but it will pay off in the long-run. You will quickly get an idea of how much money you will be able to borrow, what sort of interest rates you'll have to pay and what the different mortgage possibilities are.

You can also try to find an independent mortgage broker to do the searching for you. Beware though, as some brokers who claim to be independent may actually take a commission for advising you to go with particular mortgage companies. They will also usually charge a fee. If you've got the time, then it's often advisable to put in the "leg work" yourself.

Our guides can provide a useful starting point:

Mortgage Basics

1. Fixed Rate Mortgages Explained
2. Variable Rate Mortgages Explained
3. Capped Rate Mortgages Explained
4. Self Cert Mortgages
5. How do Mortgage Terms work?

Further Mortgage Reading

Mortgage Calculator: Selecting the right type of mortgage for you.

The cost of buying a house

The cost of selling a house

Buy to Let

Finding an Independent Financial Advisor